Most people don’t know however, real estate has a market cycle. A property cycle is a sequence of recurrent events reflected in demographic, economic and emotional factors that affect supply and demand for property subsequently influencing the property market.Given the COVID-19 Pandemic, a lot of markets have been dropped into a recession. With several market cycles already under my belt as a real...

Debt has so many negative connotations and for that reason millions of people avoid debt by all means possible. However, when one knows how to invest with debt, it becomes the magic wand that makes the magic of passive rental income happen. Let’s dive deeper into the topic.I remember one time in 2018, I told a friend of mine that I’m going to the bank to get a loan to finance one of my projects. He...

Over the years while analyzing investments and consulting for HNI I’ve come across the question “why do property investments fail?” The answer is broken into 2 sections. Lack of Education (Ignorance) No professional analysis. LACK OF EDUCATION (IGNORANCE)Millions of people jump into buying real estate before understanding what real Estate is about or what exactly they are doing. They simply take...

Let Us Start By Defining Standard of Living.It is the degree of wealth and material comfort available to a person or community.The generally accepted measure of the standard of living is GDP per capita. This is a nation's gross domestic product divided by its population. The GDP is the total output of goods and services produced in a year by everyone within the country's borders. What are countries...